You can travel to our web site to look at your eligibility and finish the documents along with other formalities. It is a straightforward and process that is quick.
You can get an insurance cover together with your individual finance scheme for a nominal premium. It gives you a cover that is accidental to Rs. 8 lakh. In addition, additionally you get covered for the critical infection up to Rs. 1 lakh.
Special Offers for HDFC Bank Customers
You are eligible for special offers and interest rates if you have an account in HDFC Bank. The lender has a few appealing provides solely because of its very own clients.
On line application for the loan
It is possible to save yourself your money and time with the use of the online solutions of IndiaLends. In reality, it is possible to finish the whole loan procedure online without visiting an HDFC branch.
Unsecured Loan Balance Transfer
You can transfer it to your HDFC bank account to get a lower interest rate if you already have a personal loan. Further, additionally you get exclusive offers and advantages when you transfer your loan.
HDFC Bank Personal Bank Loan Fees & Charges
|Loan Processing charges||as much as 2.50per cent of loan quantity, Rs 1,000 to 25,000|
|Pre-payment Charges||4% of major outstanding – 13 to a couple of years, 3% of major outstanding – 25 to three years 2% of major outstanding – 36 months|
|Penalty for belated EMI payment||24percent per on outstanding amount From default date year|
HDFC Bank Personal Bank Loan Eligibility Criteria
HDFC bank has laid down a few conditions and terms for an individual’s unsecured loan eligibility. These are generally the following:
HDFC provides loans that are personal people who are atleast 21 years of age during the time of loan approval and maximum 60 years during the time of loan readiness.
HDFC Bank unsecured loan eligibility is determined by your work kind. HDFC Bank unsecured loans are fond of professionals and employees that are salaried. People that are being employed as a CA, physician or on virtually any profile could possibly get financing. More over, workers of personal and general general public sectors may also be entitled to a loan that is personal.
Job security is very important to obtain a personal bank loan from HDFC Bank. You need to have at the very least 24 months of work experience and the least 12 months into the job that is current.
If you are entitled to a HDFC personal bank loan, your minimum at your fingertips income should really be Rs. 18,000. In several towns (Mumbai, Delhi, Bangalore, Chennai, Hyderabad, Pune, Calcutta, Ahmedabad and Cochin) the minimal salary requirement for your own loan is Rs. 18,000.
HDFC loan that is personal calculator provides EMI for unsecured loan in 3 simple steps. Always check annually and month-to-month EMI’s via HDFC personal bank loan eligibility calculator
HDFC Bank Signature Loans Documents Required
HDFC Bank calls for a couple of papers for verification purposes for the unsecured loan.
Complete on the web Application For The Loan
Fill it up online within two moments
Voter Id Card/Passport/Driving License/Aadhar Card
Aadhar Card/ Passport/ Phone or Electricity bill/ Ration Card/ Rental Agreement
Bank declaration of final a couple of months or bank passbook of a few months
Salary slide associated with final a couple of months with Form 16
Thinking about Make An Application For HDFC Unsecured Loans at IndiaLends?
HDFC Bank has collaborated solely with IndiaLends, a marketplace that is online provides low-interest unsecured loans most suitable to your requirements. You can simply fill up an online loan application form after checking your HDFC Bank Personal Loan Eligibility if you are seeking a Personal Loan with HDFC Bank. Furthermore, an online can be used by you Personal Loan EMI calculator offered by our web site to determine your affordability.
Personalised Loan Provides
At IndiaLends, you can receive personalised loan offers and greatest deals at the rate that is best of great interest. That is as a result of a tie-up with HDFC Bank, that will help you can get the deal that is best in your personal bank loan depending on your profile.
You’re getting an immediate approval on the unsecured loan once you complete a straightforward application form that is online.
Money within 2 times
Immediately after the mortgage is authorized, the funds are transported straight into the borrower’s bank-account within two trading days. Therefore, we truly need no space for wait.
Genuine Time Monitoring Center
After distribution of one’s application for the loan at IndiaLends, you can easily monitor the application on the internet and furthermore, will get updates of the presented application form utilizing both e-mail and SMS.
Dedicated Customer Care
IndiaLends has a passionate customer care team and helpline that is constantly prepared to assistance with any grievances or concerns from loan candidates.
HDFC Unsecured Loan Top Up
If you’d like supplemental income aside from the personal bank loan quantity, you are able to avail a high up loan on current personal bank loan. You are eligible for top up loan if you have not missed any EMI of your HDFC Personal loan. You will need to spend consolidated EMI for both current along with top up loan.